Olwen has over 30 years experience working in Financial Services working first at Barclays Bank and then Sanlam UK.

Her responsibility at Cross Border is to provide support to the advisers whilst ensuring the day-to-day administration and customer service we provide is efficient and professional and exceeds client expectations.

Outside of work, Olwen enjoys spending time with her family and friends. She’s an active member of a local Book Club and also enjoys visiting the theatre, exhibitions and going to the gym.

Charles has been in the financial services industry since 2016. He joined Cross Border Financial Planning in October 2021, having previously worked for a number of financial planning firms.

Charles is a fully qualified UK adviser and has previous experience of advising private clients on all aspects of financial planning. Charles holds the Diploma in Regulated Financial Planning. Currently, he is working towards the Advanced Diploma, having already completing advanced papers in Financial Planning and Personal Tax and Trust Planning.

Outside of work and further studying Charles likes to socialise with friends and keep fit by attempting to play football.

Mike entered the world of financial planning in 2021. He completed the CII’s Diploma in Regulated Financial Planning before joining the team at Cross Border Financial Planning in 2023.

Being married to an American introduced Mike to the complexities facing Americans abroad when it comes to their finances. This personal experience sparked his interest in the niche area of expat financial planning, leading him to become both US and UK qualified.

In addition to being Level 4 qualified in the UK, Mike has also completed the American Securities Administrators Association (NASAA) Series 65 exam.

 Mike is based in our London office, making it easy for UK-based clients to meet face-to-face or arrange calls at convenient times. Being located in London also allows Mike to connect regularly with other professionals—such as tax advisers, accountants, and legal experts—to help ensure his clients receive coordinated, well-rounded advice.

Outside of work, Mike enjoys traveling with his wife, playing guitar, and trying to make it to the gym where possible!

Josh is the newest addition to the team, joining in February 2025 with five years of experience in financial services. He previously worked for a large national advice firm, gaining valuable exposure to international clients and cross-border financial matters. He is UK diploma qualified and is currently working towards both UK chartered status and US qualification to further enhance his expertise in global financial planning.

Passionate about holistic financial planning, Josh specialises in helping US individuals navigate the intricacies of international finance, including tax considerations, investment strategies, and regulatory requirements. His client-focused approach ensures tailored financial solutions that provide clarity, security, and long-term success.

Based in Bath, Josh leads an active lifestyle and enjoys spending his free time playing squash and mountain biking. He believes that balance is key—both in life and in financial planning—ensuring clients achieve their goals with confidence and peace of mind.

Edward began his career in financial services in 2013 and has worked as a financial planner since 2015.  During this time, he has gained extensive experience across wealth management, retirement planning and estate planning, advising UK residents and citizens through a range of financial advisory firms.

He joined Cross Border Financial Planning in 2026, recognising the increasing demand for specialist cross-border advice, particularly among US citizens relocating to the UK on a long-term basis. Edward holds the UK Level 4 Diploma in Financial Planning and is currently studying towards the Securities Administrators Association Series 65 qualification.

Outside of work, Edward is a keen football fan and supports Tottenham Hotspur, which, if nothing else, demonstrates his resilience!

Oli joined the CBFP team bringing with him a strong academic background, having completed a Bachelor’s degree in Biomedical Sciences followed by a Master’s degree in Data Science. Prior to joining, he gained professional experience as a data analyst within the leisure and travel industry.

Drawn to CBFP by its growing reputation and deep financial expertise, Oli is looking forward to applying his analytical skills to support the team in delivering excellent outcomes for clients.

Outside of work, Oli is a passionate football and F1 fan. He enjoys sailing, going for walks and hikes, and spending quality time with friends and family. He also has a love for films and music, making sure there’s always something to talk about around the office!

Sophie joined our team in April 2021, at the start of her financial services journey.

Her role is to support the team with day-to-day administration. She is keen to undertake further study to make career progression within Cross Border Financial Planning.

Outside of work, Sophie enjoys spending time with her family and friends. She is always keen to experience adventure and also enjoys a good Netflix series.

Lucy joined the team towards the end of 2023.

Her role is to support the team with day-to-day administration. She is also taking on key marketing responsibilities to streamline our business development.

Outside of work, Lucy enjoys surfing, climbing, and any form of outdoor adventuring.